Calculating how much you need for retirement is going to be different for everyone. Estimating how much you'll spend in your golden years is the crux of the calculation. Determining a safe withdrawal ...

Learn to calculate present value (PV) in Excel using rate and period inputs for better investment comparisons and informed financial decisions.

Spending money is easy, but saving it is a lot harder. Luckily, there are tons of free financial tools you can leverage to help you save money, pay off and stay out of debt. Bankrate is one of these ...

It's almost that time of year; tax season is nearly here. But with all the forms and applications you need to fill out, it's easy to get confused. No matter if it's your first time or you've been ...

We see the term “net worth” thrown around all of the time when it comes to reporting on celebrities, sports stars, and business leaders. But what is it exactly? Entrepreneur’s online encyclopedia ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

While daydreaming about your ideal life can be rewarding, to actually achieve all you desire — from a new house to a comfortable lifestyle and even a family — you must make a plan. “You don’t get to ...

Debt can be scary. It’s not uncommon to have some form of debt in life, be it student loans, medical bills, personal loans, or credit card debt. Figuring out your debt-to-income ratio can help you see ...

The exact calculation will depend on a variety of personal factors. The 80% rule is one way to calculate how much you'll need in retirement. There are some simple rules that can help you figure out ...

If you work with a financial advisor, you've no doubt been presented with a long-term plan that tells you how much you'll need to save for retirement. The plan is likely based on your lifestyle, how ...