A rule buried in a 2022 law just stripped a major tax break from high-earning workers over 50, and whether it costs you thousands or quietly works in your favor depends entirely on where you are in ...

Last year, the IRS finalized rules outlined in the SECURE 2.0 Act that change how some workers can make catch-up contributions to their employer retirement plans such as 401(k)s. While many plans are ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Everybody loves a tax break they can take right away. But a new IRS rule is taking a tax perk away from some 401(k) savers who make a lot of money. Enter the Roth 401(k) catch-up. Beginning this year, ...