To that end, here’s how Ramsey explains his philosophy when it comes to buying a house: First: It’s Better Not To Borrow. The ...

Most of Ramsey’s followers will understand that he grew up blue-collar and built a wealth portfolio of up to $4 million by the time he was 26 through traditional means of buying real estate and ...

So, as Ramsey said, if you must borrow, and most of us must, your goal should be to keep the mortgage below one-fourth of your take-home pay. That means if you bring home $4,000 each month, your ...