Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from their portfolios, doubling the traditional 4% rule that has guided ...

A middle-class family earning $90,000 a year, doing everything right by Dave Ramsey’s playbook, still cannot afford to buy a home in most U.S. cities right now. That is not a personal failure. It is a ...

The average “magic number” Americans say they will need for retirement is $1.26 million ...

Don't look in the rear-view mirror worrying about what you haven't saved.

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in real markets. Ramsey’s 8% claim assumes flexible spending, not ...

And she's not alone. A full 60% of baby boomers aged 61 to 65 are not on track to have enough money to retire.