Surplus lines insurance is a type of insurance coverage that is provided by insurers that are not licensed or admitted to sell insurance in a particular state. This type of insurance is typically used ...

The California property insurance market is undergoing a dramatic shift. As admitted carriers restrict their appetite for business in the state—particularly in high-risk zones—surplus lines insurers ...

Kinsale Capital Group, Inc. specializes in excess and surplus lines insurance, targeting hard-to-place risks for small to medium businesses in the U.S. Their focused strategy and proprietary ...

Discover how the premium to surplus ratio affects an insurer’s ability to offer coverage, manage risks, maintain financial ...