Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Planning for retirement doesn’t have to be complicated. A straightforward ...

FILE - This Oct. 24, 2016 file photo shows dollar bills in New York. (AP Photo/Mark Lennihan, File) (Mark Lennihan, Copyright 2017 The Associated Press. All rights ...

Dollar-cost averaging makes it easy to invest consistently -- and helps you avoid overpaying. Tax-advantaged retirement accounts can save you a fortune in taxes. Index funds are low-cost, simple, ...

The U.S. retirement system is a powerhouse, offering unparalleled opportunities for individuals to take control of their financial destinies through defined contribution plans like 401(k)s and IRAs.

It's not uncommon to celebrate retirement by splurging on a boffo set of wheels. (One particular writer plans to lunge at a black 1960 Corvette convertible like the kind owned by 75-year-old Bruce ...

Many companies today offer 401(k) plans. Enrollment in 401(k) plans tends to be relatively high when it is automatic, but notably lower when employees have to actively decide. If you aren't in your ...

The table above tells you a lot. Clearly, the first fund, a simple S&P 500 index fund, has an impressive growth rate. But in large part, that's because there have been some boffo years recently. Over ...

A Savings Incentive Match Plan for Employees IRA (SIMPLE IRA) is an employer-sponsored retirement plan, similar to a 401(k), in which employees and employers can both contribute to the employee's plan ...

While most retirement portfolios include allocations to stocks and bonds in the years leading up to retirement, most retirement savers don’t hold much more than an emergency cushion in cash. Thus, an ...

How do wealthy Americans invest? You might think they pay advisors to invest their money in hedge funds, private equity, and things you've never even heard of. Looking for a secure place to grow your ...