CDs offer less flexibility than savings accounts and lower returns than the stock market. Are CDs ever worth it?

This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ways to ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The post-pandemic era made getting a good CD rate simpler as rates on ...

If you want to save money and earn interest, you might be considering a CD or money market account. Money market accounts offer liquidity and a way to save for short-term goals. There is typically no ...

The Federal Reserve has kept rates elevated over the past year to continue the fight against inflation. In turn, it's more expensive to borrow money in today's high-rate environment, as rates across ...

CDs feel safe, but they can limit your access, earnings, and financial freedom. Here's how to spot the risks before locking ...

Discover Bank products are no longer available through this site, and content may be out of date When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call ...