Mortgage rates actually increased and have remained a major hurdle for prospective home buyers. Car loans haven't downshifted much, and credit-card annual percentage rates, or APRs, have only crept ...

The Federal Reserve just ended hope that car loan rates would decline soon. Buyers can seek low rates, but often they are for unwanted cars.

Four years after a pandemic inventory crunch sent car prices to record highs, the number of drivers who can't afford their ...