Discretionary income is the key number used to calculate your payment when you apply for an income-driven repayment plan (IBR, PAYE, SAVE/RePAYE, ICR). As such, it's important to know what your ...

Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA Society committee, and has a degree in accounting and finance from DePaul University. If you're struggling to repay your student loan ...

Comparing offers and rates is important before applying for a student loan. Federal student loans have a fixed interest rate, while private loans have fixed or variable rates. Interest on student ...

Whether you're enrolled in SAVE or worried about the fate of another debt relief program, here's what you can do.