The bill, if signed into law by President Donald Trump, would bring about major changes to the federal loan system.

The Senate narrowly passed it massive spending bill on July 1. Here’s what it could mean for student loan borrowers if the ...

Achieve reports on strategies to reduce student loans, including IDR plans, refinancing, and loan forgiveness options.

A new Senate bill backed by President Trump proposes major changes to federal student loan repayment plans in 2025. Here’s ...

Use our free student loan calculator to estimate your monthly student loan payment under the various student loan repayment ...

Key Points ・Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income ...

If the picture appears bleak for America’s graduates, it is bleaker still for Uncle Sam. Student lending was once profitable for the federal government. Now it loses 25 cents on every dollar lent. All ...

A new income-driven repayment plan in Republicans’ megabill could leave many federal student loan borrowers with larger ...

The average borrower enrolled in an income-driven repayment plan holds $58,328 in federal student loans, and if they took out loans in the 2025-26 school year, they'd have an interest rate of 6.39%.

The standard repayment plan on student loans splits the amount you owe into 120 equal payments over 10 years, limiting the amount of interest you pay.

While private student loans don't offer student loan forgiveness or income-based repayment options, there are multiple lenders to choose from. That means you have more agency to choose a lender ...

When the department announced that it would resume collections on defaulted student loans, it also said it would launch an "enhanced Income-Driven Repayment process" to support struggling borrowers.