For example, as of late 2024, people with household income of less than $50,000 had saved a median of $2,000 in household retirement accounts, while those with household income of $50,000 to $99,000 ...
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Americans now have much more money in IRAs than 401(k)s. Why that leaves workers more vulnerable.
With fewer protections and guardrails, we have a much less effective system.
Required minimum distributions (RMDs) are mandatory annual withdrawals from tax-deferred retirement accounts like 401(k) ...
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What is a 401(k) trust and how does it work?
A 401(k) plan may look like a simple paycheck deduction, but behind the scenes is a legal structure that plays a critical ...
Without adequate professional guidance, millions of individuals are left to their own devices about financing retirement.
A shift in 401 (k) withdrawals would lower “the psychological barrier” to tapping retirement assets for non retirement goals, says Bob Ruelle of Apollon Wealth Management.
When Dr. Jill Green decided she wanted to invest in property, she was saddled with student loan debt and didn't have liquid ...
If you can show the IRS that your failure to take your RMD was due to a "reasonable error" and that you're taking steps to ...
Semi-retirement may work when portfolios cover most living costs and flexible work bridges the remaining income gap. Find out ...
Last year, the IRS issued final regulations related to limits set by the SECURE 2.0 Act to pre-tax contributions that ...
Every year brings incremental changes to retirement plans, but 2026 is different. This isn’t just about higher contribution limits. It’s about ...
However, you also have the option to borrow the money for a house from your 401 (k) to the tune of $50,000 or half the value of your account, whichever is less. But there are several drawbacks. For ...
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