It feels quite fortunate when you have extra money before payday. And it naturally leads to pondering big financial questions ...

With Social Security benefits expiring, it may not be enough to cover your housing costs in retirement. Here's how to protect ...

Making a larger down payment can get you a lower interest rate. Most — but not all — mortgage loans require a down payment, a percentage of the home value you pay upfront. How much you should put ...

How early repayment charges are structured will differ between lenders and deals. » MORE: Best mortgage lenders How to avoid early repayment charges The best way to avoid an early repayment ...

If you’re thinking of refinancing your mortgage or considering your options for a new mortgage, the calculator can help you with that, too. For example, the principal and interest for a $320,000 loan ...

Maximise the benefit of overpayments: "If your budget allows, adding extra payments here and there - say £50 or £100 a month - can really chip away at the interest you're charged. Use a mortgage ...

As an example, a property owner who owes $150,000 on their four percent mortgage that carries a monthly principal and interest payment of $835 would have to add an additional $683.68 to each ...

Refinance with shorter-term: Refinance your mortgage for 10, 15 or 20 years, but 15-year mortgages are the most common. Payments will be higher on a 15-year loan, but not that much.

To apply Dave Ramsey's advice, you can use a mortgage calculator like the ones provided by Opulence Funding or Minnesota National Bank. Opulence Funding's Mortgage Calculator: This tool allows you to ...

If you have a 30-year mortgage, like 80% of American homeowners, it may seem like you will never be debt-free. You can take some specific significant steps to pay off your mortgage early and reduce ...

So if you have a mortgage of £200,000 and £10,000 in savings that you can offset against it, you’ll only pay interest on the lower mortgage balance of £190,000.

Estimate your monthly payments and find out how long it’ll take you to pay off your home loan early with our free mortgage payoff calculator.