CNBC Select reviews Bank of America mortgage offerings, including purchase loans, refinancing, closing cost grants and more.

In September, rates plunged to a two-year low, falling as far as 5.89%. But over the following three-plus months, the average surged almost 1.25 percentage points—before recently easing lower.

These are today's mortgage and refinance rates. Mortgage rates are likely to remain elevated until inflation comes down ...

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