Check out the web's best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner's insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules. Our calculator includes amoritization tables, bi-weekly savings …

A 30-year fixed-rate mortgage is the most common type of mortgage. However, some loans are issues for shorter terms, such as 10, 15, 20 or 25 years. A shorter term can raise your monthly payment, but it decreases the total amount you pay over the life of the loan as the principal is paid off quicker and loans with a shorter duration typically ...

Use this free mortgage calculator to get a side-by-side view of multiple loan quotes to select the best offer. For each quote you can select different rates, terms, points, origination fees & closing costs. 15-year loans build home equity faster, whereas 30 …

Keys to Consider When Calculating Potential Refi Savings. This calculator has a "years before sell" setting which is used to run both loans from present until that date.If you do not plan on selling the home, refinancing again at a later date, or moving out until after the loan is paid off then set this figure to 30 years so it compares both scenarios after all payments have been made.

Loan Amortization Calculator. This calculator will figure a loan's payment amount at various payment intervals - based on the principal amount borrowed, the length of the loan and the annual interest rate. ... Explore conventional mortgages, FHA loans, USDA loans, and VA loans to find out which option is right for you. Find Out What Loan You ...

Use the above mortgage over-payment calculator to determine your potential savings by making extra payments toward your mortgage. Put in any amount that you want, from $10 to $1,000, to find out what you can save over the life of your loan.

Reverse Mortgage Calculator. Do you want to estimate what your remaining equity balance will be a few years out from today? Use this free calculator to help determine your future loan balance. This tool is designed to show you how compounding interest can make the outstanding balance of a reverse mortgage rapidly grow over a period of time.

Loan Comparison Calculator. This calculator will calculate the monthly payment and interest costs for up to 3 loans -- all on one screen -- for comparison purposes. To calculate the payment amount and the total interest of any fixed term loan, simply fill in the 3 left-hand cells of the first row and then click on "Compute."

Typically, lenders cap the mortgage at 28 percent of your monthly income. To determine your front-end ratio, multiply your annual income by 0.28, then divide that total by 12 for your maximum monthly mortgage payment. Some loan programs place more emphasis on the back-end ratio than the front-end ratio.

Estimate Affordable Home Price & Monthly Loan Payments Based on DTI Ratios. Unsure how much you can afford to spend on a house? Use this calculator to figure home loan affordability from the lender's point of view. A table on this page shows front-end and back-end ratio requirements for conventional, FHA, VA and USDA loans.