Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment …

Feb 18, 2025 · Sources of retirement income include Social Security, retirement accounts, pensions and employment wages. Retirees can expect to spend 80% of their pre-retirement …

Are you on track to save enough for retirement? Use our calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save.

Jun 30, 2025 · Take one step at a time on this lifelong journey. If you're saving for retirement, the best way to help ensure success is by saving consistently (Fidelity suggests saving 15% of …

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

Jul 18, 2024 · Retirement, fundamentally, is when you leave the workforce behind. The traditional retirement age is 65 in the United States. The full retirement age (when you can collect full …

Use this simple 401k calculator to see how much your 401k will contribute towards your retirement to help you save. Earn AARP Rewards points! Benefits Recommended For You. Save 25% …

4 days ago · What really matters is saving enough to know you can live comfortably in retirement. Turn that discouragement into determination. Here's how.

Nov 18, 2025 · Once you reach full retirement age, or FRA, your monthly benefits will not face a permanent reduction. If you wait longer to apply, up to age 70, you can receive a higher payment.

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.