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Those restaurant expenses can really add up.😂 🍽️ Making a budget for each month (before the month begins) and sticking to it is the key to winning with money. Here’s how to create a simple zero-based budget each month: 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you’ll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to mak
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